Government Health Schemes (India)

A quick overview of major public health schemes available to Indian citizens. Eligibility and benefits can change — always confirm current details on the official portals below.

Ayushman Bharat – PMJAY

India’s flagship health insurance scheme, providing coverage up to ₹5 lakh per family per year for secondary and tertiary hospitalization, for economically vulnerable families identified through SECC data. Cashless and paperless treatment at empanelled government and private hospitals.

Check eligibility: pmjay.gov.in · Helpline: 14555

Ayushman Bharat – Health & Wellness Centres

Over 1.5 lakh centres across India offering free comprehensive primary healthcare, including screening for common diseases, maternal care, and free essential medicines and diagnostics.

Janani Suraksha Yojana (JSY)

Cash assistance for pregnant women for institutional delivery, aimed at reducing maternal and infant mortality, especially for women below the poverty line.

Rashtriya Bal Swasthya Karyakram (RBSK)

Free child health screening program covering birth defects, deficiencies, diseases, and developmental delays for children aged 0–18, with free treatment including surgeries where needed.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

A network of Jan Aushadhi Kendras selling quality generic medicines at 50–90% lower prices than branded equivalents — useful for long-term medication costs.

State-specific schemes

Many states run their own additional health schemes (e.g. Gujarat’s Mukhyamantri Amrutum Yojana works alongside PMJAY). Check your state health department’s website for local schemes you may qualify for.

Scheme details, coverage amounts, and eligibility criteria are subject to government updates. This page is a general awareness summary, not official guidance — always verify on official government portals before making decisions.